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JSS Financial is a unique approach to real estate lending and financing. Our service will meet the needs of any individuals, entities or business owners.



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THE REASON & OUR PURPOSE

JSS Financial saw a clear need in the industry for individuals, professional investors and developers that require financing solutions that traditional sources don't offer




JSS was established by Byron Enriquez, an individual who brings to the table over two decades of invaluable experience in the lending industry. Throughout his career, Mr. Enriquez has demonstrated exceptional skills in managing and operating a wide array of lending institutions, each of which has contributed to his comprehensive understanding of the sector. His expertise is not limited to operational management but also extends to strategic planning and financial analysis, which have been instrumental in his ability to navigate the complexities of the lending market. Furthermore, Mr. Enriquez has successfully cultivated a robust network of partnerships, each of which is carefully selected to ensure that they mutually benefit both clients and investors. This network is a testament to his ability to build strong relationships and collaborate effectively with others in the industry. The profound industry experience and extensive network that Mr. Enriquez possesses are pivotal assets for JSS, enabling the company to provide effective client service and support successful ventures. These assets allow JSS to stay ahead of the curve, adapt to changing market conditions, and deliver innovative solutions that meet the needs of their diverse clientele.



We solve the need for overly robust expanded documents for qualifying.



Creating tailored loans to find each clients needs or wants.



We spend the time and attention swiflty to help you.



Understanding the need to grow your real estate portfolio.




LOAN PROGRAMS

Call us to inquire about custom tailored programs




GROUND UP
SFR
One to four units
Up to 85% LTC/ 75% LTV
Loans $100k - $5MM+
No Income Verification
Nationwide
BRIDGE LOAN
Loans: $1,000,000 - $100,000,000+
Max LTV: 65%
Max LTPP: 75%
Term: 1-2 years
FICO: 650+
Office, Industrial, Retail, Multifamily, Self Storage,
Mobile Home, Hospitality
Nationwide


FIX & FLIP
Acquisition/Refinance
One to four units
Up to 85% LTC/70% ARV
Loans $100k - $5MM+
No Income Verification
Minimum FICO 620
Nationwide
MULTI FAMILY
VALUE ADD
Acquisition
Multifamily - 5+ units
Up to 85% LTC/75% LTV
Loan Size $500k - 20MM+
No occupancy or DSCR Requirements
Nationwide
RESIDENTIAL
GROUND UP
5+ units
Up to 80% LTC/70% LTV
Loan Size $500k - 20MM+
Condos, Townhomes, SFRs
Nationwide

Interested in investing in Real Estate Debt?


JSS Capital Partners



Contact Us

818.584.6712

questions@jssfinancial.net

30497 Canwood St Suite 100 Agoura Hills, CA 91301




Disclosure

All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitment or guarantee from JSS Financial, Inc to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. JSS Financial, Inc is a licensed broker by the California Department of Real Estate with NMLS Endorsement, DBAs "JSS" and "JSS FInancial" used under the authority of the DRE.
CA NMLS-1994549 | CA DRE-02117302






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